Retail — Assets For buyers, agents & notaries → Corporate FX for growing businesses →
Posy for Business — a Posydonia company

FX built around when your business actually pays, not just what it converts.

Supplier payments, payroll, and recurring international costs — priced fairly, timed properly, and handled personally by someone who knows your business.

Speak to us → How it works
The tool

Spread the risk across your payment cycle.

A single conversion on one day is a gamble dressed up as a decision — the same problem whether it's a property completion or a supplier invoice. Posy averages your conversion across the weeks leading up to a payment, so no single day's rate decides your cost.

Averaging for recurring payments

Set your total amount and how many weeks until it's due — payroll, a supplier invoice, a recurring cost. Posy schedules tranches automatically across that window, converting a portion at a time, so you end up with a blended rate rather than betting on one date.

  • Set your total amount and payment window
  • Posy schedules tranches automatically across it
  • Each tranche converts at the market rate on its date
  • You receive a blended average rate, not a single-day bet
Weeks: 8
Blended rate so far
1.1742
vs spot range 1.1689–1.1810 · 5 tranches scheduled

Illustrative example. Actual scheduling depends on your payment structure and is confirmed directly before any conversion begins.

Our approach

We work to net out risk and optimise the timing of every payment.

Currency exposure is a normal part of doing business across borders — the goal isn't to avoid it, it's to manage it deliberately, so it works in your favour rather than being left to chance.

01

A rate that reflects the market

Every quote is benchmarked against the live market rate, so you always know exactly what you're paying and why.

02

Timing built around your schedule

Known, scheduled payments — payroll, recurring supplier invoices — are planned ahead of time, not converted reactively on the day.

03

One person, real continuity

The same person who understands your business handles every payment, so nothing gets lost between conversations.

Who this is for

Built for businesses with real, recurring cross-border payments.

Supplier payments

Regular international invoices — locked ahead of time so a bad week in the market doesn't quietly eat your margin.

Payroll & contractors

International staff and contractors paid reliably, on schedule, without the rate becoming a monthly gamble.

Recurring costs

Rent, licensing, subscriptions, freight — any predictable outgoing cost across currencies, structured around when it's actually due.

Growing Mediterranean businesses

Companies trading across France, Spain, Portugal, Italy, and Greece — where currency exposure is part of doing business, not an edge case.

How it works

Simple to start, built to keep working as you grow.

01

A conversation, not a form

We talk through your actual payment schedule and exposure — no generic onboarding flow.

02

A rate, clearly quoted

A clear margin, quoted upfront, so you always know exactly what you're paying.

03

Payments timed to your schedule

Recurring and forward-dated payments structured around when they're actually due, not executed reactively.

04

One person, ongoing

A direct line to the same person, every time you get in touch.

Get started

Let's talk about what you're actually paying for FX right now.

A calm, honest look at what you're paying today, and whether we can do better.

Make a payment → Speak to us first