Cross-border asset deals

Capital that flows with your deal, not against it.

Posy manages the payment side of cross-border property and yacht purchases — from first agreement through to completion — with a strategy built around your timeline, not a single rate on one day.

5 Markets served
24/7 Rate monitoring across your timeline
Direct Access to your dealer
How it works

One thread connecting everyone in the deal.

Property and yacht purchases involve more parties than just buyer and seller. Posy sits in the middle, keeping capital and timing clear for everyone who needs it.

01

You set the deal

Amount, and your completion window — entered once, visible to every party from that point on.

02

Posy plots the strategy

Averaging, live-tracked lock, or a mix of both — modelled against your actual completion date, not an estimate.

03

Agent & notaire stay aligned

Funds are timed to match contractual deadlines. No deal stalls on payment uncertainty at the final moment.

04

Seller receives funds

Cleared funds land in the seller's preferred denomination, confirmed to all parties the moment the transaction closes.

The tool

Three ways to hold a course on the rate.

A single conversion on one day is a gamble dressed up as a decision. Posy gives you a strategy built around when your deal actually completes.

Spread the risk across the timeline

Instead of converting the full amount on one date, Posy splits your transfer into scheduled tranches across the weeks leading up to completion — so no single day's rate decides your outcome.

  • Set your total amount and your completion window
  • Posy schedules tranches automatically across that window
  • Each tranche converts at the market rate on its date
  • You receive a blended average rate, not a single-day bet
Weeks: 12
Blended rate so far
1.1742
vs spot range 1.1689–1.1810 · 5 tranches scheduled

Watch the market, lock when you're ready

Track the live rate against your target on a simple dashboard, set alerts, and lock the full amount the moment it moves in your favour — or fix a forward rate now for a date up to 12 months out.

  • Live rate displayed against your personal target
  • Alerts the moment your target rate is hit
  • One-tap lock for the full amount, no delay
  • Or fix a forward rate now for up to 12 months out
Live rate
1.1758
target 1.1800 · 0.36% from your lock point

See the likely path to completion

Posy models the expected rate trend across your specific time gap, with a confidence band that widens the further out you look — so you can see whether the market favours moving early, waiting, or splitting the difference.

  • Trend line shows the expected rate path to completion
  • Shaded band shows the likely range — narrow near-term, wider further out
  • Use alongside averaging or the live tracker to time your move
  • Modelled on historical volatility, not a guess
Weeks: 12
Expected range by completion
1.1750
range 1.1580–1.1920 at 12 weeks
Who it's for

Anywhere a major asset changes hands across a border.

Posy works wherever a significant sum needs to move across borders to complete a deal — with the same personal service and strategic approach regardless of market.

🏡

Property buyers

Buying abroad with cash, mortgage, or sale proceeds from home — averaging or rate-locking against your actual completion date, in France, Spain, Portugal, Italy or Greece.

Yacht buyers & owners

Hull payments, refit invoices, and mooring fees across borders — staged to match the build or purchase schedule, not a single invoice date.

🤝

Second-home buyers

Selling at home and buying abroad in the same window — staging both legs so the timing doesn't fight the property chain.

📋

Sellers & agents

Visibility into where the buyer's funds are in the process, so a deal never stalls on payment uncertainty at the worst possible moment.

🌍

Repeat buyers & portfolios

Several properties or vessels bought over time — each transaction handled on its own completion date, with a consistent strategy across the portfolio.

⚖️

Lawyers & notaires

A payment partner that keeps your client's funds moving on the contractual timeline — with status visible to legal parties throughout the process.

Referral partners

Your clients, handled with care.

Estate agents, notaires, and yacht brokers across France, Spain, Portugal, Italy, and Greece already refer their international clients to Posy. A simple referral earns you a fee on every completed transaction — with no operational involvement required.

Become a partner →
  • Named referral fee on every completed transaction — paid promptly, no chasing
  • Your client is handled directly and personally — you stay informed, never left guessing
  • No exclusivity required — refer as many or as few clients as you choose
  • Full regulatory compliance — Posy operates through FCA-regulated payment infrastructure
  • Bilingual service in English and French — no language barrier for your continental clients
  • One direct contact for every question — not a call centre
Questions

Frequently asked.

Posy manages the payment side of a cross-border property or yacht purchase from first agreement to completion — either by spreading your conversion across scheduled tranches, or by tracking the live rate and locking when you choose to. We keep agents, lawyers, and notaires aligned on timing so the deal never stalls on payment uncertainty.
Averaging splits your total transfer into scheduled tranches across your completion window, so you end up with a blended rate rather than betting on one day. The live tracker shows you the market rate in real time against a target you set, with alerts and a one-tap lock when you're ready to commit the full amount. Many clients use both.
France, Spain, Portugal, Italy, and Greece — with a particular focus on the French Riviera, the Côte d'Azur, and Mediterranean yacht markets. If your purchase is in a different territory, get in touch and we'll confirm coverage.
Funds are processed through FCA-regulated payment infrastructure and held in segregated client accounts, separate from operational funds, in line with standard safeguarding requirements. Client money is never commingled.
Get in touch directly — email elliot@posydonia.com or book a call. Tell us the deal: amount, markets, and your expected completion date. We'll come back to you with a strategy and a rate within the same day.